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iDICE Startup Debt Fund 2026 — Up to ₦1 Billion in Growth Capital for Nigerian Tech & Creative Startups (Interest & Non-Interest Options)

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If your startup has moved past the early-stage/idea phase and is now looking for real growth capital, the iDICE Startup Debt Fund is a major, credible opportunity worth applying for — this is debt financing at a scale most Nigerian founders rarely have access to. The Bank of Industry (BOI), the Implementing Agency for the Investment in Digital and Creative Enterprises (iDICE) Programme of the Federal Government of Nigeria, has launched two dedicated debt-financing windows to expand access to affordable growth capital for startups in Nigeria's technology and creative sectors. The two facilities — the BOI-iDICE $45 million Debt Fund and the IsDB-iDICE $65 million Debt Fund — are now open to eligible enterprises across all 36 states and the FCT, for a combined $110 million in available debt financing. For those at the early established phase and above, looking for growth capital rather than a small grant, this track offers financing between ₦10 million and ₦1 billion per startup. What...